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RYDBlog-20180828v2

How expensive is retirement?

By: Peter Kelly on 28 August 2018

Regular readers will know that we often refer to the costs of living in retirement published by the Association of Superannuation Funds of Australia and known as the ASFA ...
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RYDBlog-20180717

Income - not always what it appears to be

By: Mark Teale on 17 July 2018

A person’s age pension entitlement is based on several factors. Their age this is the obvious factor. Are they single or a member of a couple? Do they own their home or are they ...
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RYDBlog-20180620

An email to Henry

By: Peter Kelly on 20 June 2018

Last week I had a call from a colleague and friend, let’s call him Henry (not his real name). Henry is a financial planner working in suburban Sydney. For the past couple of ...
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RYDBlog-20180607

When modest doesn't cut it

By: Peter Kelly on 07 June 2018

Regular readers of our blog will be familiar with the work that the Association of Superannuation Funds of Australia (ASFA) does in producing quarterly estimates of just how much ...
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RYDBlog-20180528

Would you borrow money from the government?

By: Mark Teale on 28 May 2018

What am I talking about? Two weeks ago, the Government handed down the 2018 Budget. One of the more interesting initiatives was the expansion of the Pensions Loans Scheme (PLS) to ...
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RYDBlog-20180515

I wish my husband never retired

By: Adam Carey on 15 May 2018

This is a true story. Only the personal details have been redacted for privacy reasons. Jack and Diane have been married for forty-three years. Jack is seventy-one and Diane ...
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RYDBlog-20180502

More about super contributions

By: Peter Kelly on 02 May 2018

A couple of weeks’ back I covered the rules around the timing of superannuation contributions. In line with the same theme, I thought it would be worthwhile to revisit some other ...
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RYDBlog-20180411

Age Pension and the Superannuation Sweet Spot?

By: Mark Teale on 11 April 2018

What am I talking about? I will try and provide a very simple explanation. The “Superannuation Sweet Spot” is recent terminology referring to the amount of money a person or ...
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RYDBlog-20180314

Helping the kids into the housing market

By: Peter Kelly on 14 March 2018

Hardly a week goes by without mainstream media reminding us of Australia’s predominantly East Coast housing affordability crisis and just how difficult it is for young people to ...
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RYDBlog-20180220

A bit nostalgic

By: Peter Kelly on 20 February 2018

One thing that is certain is that the older we get, the more memories we have – both good and some not-so-good. As we are now into the last month of summer, I couldn’t help but ...
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Peter-Mark

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

Mark Teale

Tealey’s ambition is to change how people think about their retirement, he wants people to dream, plan and realise retirement is not defined by a magical age prescribed by the legislation.

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

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