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To Airbnb or not?

You have retired, you are not keen on downsizing your home as it holds many fond memories, all the necessary conveniences are close by, you feel safe, and you have known your ...
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Living in retirement

Retirement is a stage of life that many people look forward to and a handful of people try to avoid it at all costs.One of the significant concerns that many have when staring ...
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Aged Care – the process

As we age the prospect of residential aged care starts to become more of an issue – one that we all hope to avoid. I am sure for those of us who have parents in residential ...
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Did you know?

One of the questions that has been coming across my desk a lot lately relates to the ability to carry forward the unused portion of a concessional contribution cap. How can you ...
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What is a Granny Flat?

When we think of a granny flat the first image that comes to mind is a small self-contained structure that is an extension of a person’s home. It is large enough for one or two ...
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More tinkering with super

Back in May 2019, the Federal Budget included a proposal to increase the age limit at which people could make non-concessional contributions under the three year bring-forward ...
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Retirement - are you emotionally prepared?

PK and I have written numerous articles on retirement from a financial perspective, covering many different topics from how much money you need to enjoy a comfortable ...
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What is happening to my super from 1 July 2021?

The last significant changes to super were made back in July 2017. Since then, things have motored along quite nicely with just some minor tweaking by Government along the way.
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The “New” Government Pensions Loans Scheme – Do I Need Extra Income?

I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long term or ...
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Using super to buy a house

Over the last year there have been rumblings from a select group of politicians and commentators calling for changes to superannuation laws to allow Australians to access their ...
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