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What is a Granny Flat?

When we think of a granny flat the first image that comes to mind is a small self-contained structure that is an extension of a person’s home. It is large enough for one or two ...
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The “New” Government Pensions Loans Scheme – Do I Need Extra Income?

I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long term or ...
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Age Pension Income Test and Assets Test – what is the relationship?

I am often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined?
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Honesty is always the best policy?

This is an old saying and we hear it a lot.
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Age pension entitlement... it can be confusing

Am I receiving my correct age pension entitlement?  
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Property Investing and Age Pension…be careful?

Property investing for many Australians is an important component of their saving and retirement planning. It provides tax benefit, an income stream and hopefully over a period ...
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Yet another review!

Back before the world was turned upside down by COVID-19, the Government announced they were implementing a review of Australia’s retirement income system.
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Aged Care costs. Can I help? Be careful (part 2)

A very quick recap on part 1.
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Age Care Costs. Can I help? Be careful.

I have discussed Aged Care costs in several Realise Your Dream articles, but questions on funding the entry and ongoing costs still do arise.
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Age Pension - will there be an increase?

On 20 March and 20 September of each year, the age pension rates are increased.
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