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Aged Care – it’s complicated. And emotional.

It is not unique story and I am sure happens on a regular basis. I would like to tell you this story as it highlights the complexities of aged care and the financial and ...
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Minimum pension payments

If you have an account-based pension, or an allocated pension as they were called before 1 July 2007, you will be familiar with the need to draw a prescribed minimum level of ...
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Account based pensions and the age pension

Last week I was asked if the rate of Centrelink or Department of Veterans’ Affairs age pension would increase if the amount being paid from an account-based pension reduced?
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Age pension - time for you to review?

It is the middle of May and the end of the financial year is fast approaching.  Now, as we are always told, is a good time to review your financial position and no, I am not ...
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Your home and your age pension

The average value of a home in Australia is according to Domain approximately $800,000.
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Age Pension – what, when and how much?

Does paying taxes while you’re working give you the right to expect you will receive an age pension when you decide that you no longer want to work – in other words, retire?
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Age Pension Update - July 2019

On the 1st of July the age pension asset and income thresholds increased, in addition to the increase in these thresholds the levels at which the deeming rates of interest are ...
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What is Deeming and is it time for a change?

Over the last couple of weeks, you may have seen several articles in the media suggesting to the government that as a result of the recent cuts in the official interest rates ...
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Is it possible to achieve a comfortable retirement lifestyle?

On many occasions in the past we have written about aspiring to enjoy a comfortable retirement lifestyle and perhaps, at the start of a new financial year, this is a topic ...
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Things retirees fear

Recently I was having coffee with a friend. While we were talking, he asked me a rather unusual question. That question was: ‘What did I think people approaching retirement, ...
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