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Would you borrow money from the government?

What am I talking about? Two weeks ago, the Government handed down the 2018 Budget. One of the more interesting initiatives was the expansion of the Pensions Loans Scheme (PLS) to ...
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I wish my husband never retired

This is a true story. Only the personal details have been redacted for privacy reasons. Jack and Diane have been married for forty-three years. Jack is seventy-one and Diane ...
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More about super contributions

A couple of weeks’ back I covered the rules around the timing of superannuation contributions. In line with the same theme, I thought it would be worthwhile to revisit some other ...
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Age Pension and the Superannuation Sweet Spot?

What am I talking about? I will try and provide a very simple explanation. The “Superannuation Sweet Spot” is recent terminology referring to the amount of money a person or ...
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Helping the kids into the housing market

Hardly a week goes by without mainstream media reminding us of Australia’s predominantly East Coast housing affordability crisis and just how difficult it is for young people to ...
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A bit nostalgic

One thing that is certain is that the older we get, the more memories we have – both good and some not-so-good. As we are now into the last month of summer, I couldn’t help but ...
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What is retirement?

I realise we have spoken about this topic on many occasions, however, I plan to take a slightly different approach this time and provide some useful information to readers who may ...
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Downsizer Contributions – value for some is questionable!

In November 2017, legislation was passed that will allow certain individuals who sell their main residence to contribute up to $300,000 of the sale proceeds to superannuation ...
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2018 – a better year?

I try to start every year with optimism and hope as I am sure most people do. We all want a kinder and more understanding world, but in most circumstances this is beyond our ...
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