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Retirement - 6 months in!

On 17 September 2021, I retired from full-time work and started a new phase in my life.
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Can I practice what I preach?

For the last 10 years, and after writing countless articles discussing preparing for retirement, actual retirement, and living in retirement, I have decided that now is the time ...
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To Airbnb or not?

You have retired, you are not keen on downsizing your home as it holds many fond memories, all the necessary conveniences are close by, you feel safe, and you have known your ...
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Aged Care – the process

As we age the prospect of residential aged care starts to become more of an issue – one that we all hope to avoid. I am sure for those of us who have parents in residential aged ...
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What is a Granny Flat?

When we think of a granny flat the first image that comes to mind is a small self-contained structure that is an extension of a person’s home. It is large enough for one or two ...
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Retirement - are you emotionally prepared?

PK and I have written numerous articles on retirement from a financial perspective, covering many different topics from how much money you need to enjoy a comfortable retirement ...
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The “New” Government Pensions Loans Scheme – Do I Need Extra Income?

I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long term or ...
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Aged Care - always talk to an expert!

Last year I wrote a RYD blog – Aged Care: What a difference $5000 can make. I would like to revisit this blog and the information discussed.
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Age Pension Income Test and Assets Test – what is the relationship?

I am often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined?
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ANZAC Day - a short and important history

ANZAC Day, as we are all aware, is a national day of remembrance in both Australia and New Zealand that broadly commemorates all Australians and New Zealanders who served and died ...
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