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Insurance - protecting what you have

General insurance is a “boring” subject and not a matter we have discussed much over the last few years of Realise Your Dream, however, protecting what you have is just as ...
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Is it time to apply for the aged pension? Pt. 2

Some weeks ago, I wrote a blog called ‘Is it time to apply for an age pension?’, which looked at the complexities and frustration of the application process. Some readers have ...
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Is it time to apply for the age pension?

On 1 February 2019, many people will turn 65 years and 6 months. You may be asking why is this important? For most of us, this date will mean very little, however, for those ...
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Royal Commission – do we need another?

If you are a regular reader of this blog, you would know I have been in Vietnam for the last few weeks, blissfully ignorant for a short period of time of all the dramas which ...
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Reality…it is easier giving advice as opposed to making decisions!

Two weeks ago, my mum pushed the alarm button on the medical necklace which she constantly wears around her neck. The organisation at the other end of this alarm followed the ...
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Is it time to review your Account Based Pension?

On the 1st of January 2015, the age pension assessment of account-based pensions changed.  Assessment of account-based pensions was brought in line with other “financial ...
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Income - not always what it appears to be

A person’s age pension entitlement is based on several factors. Their age this is the obvious factor. Are they single or a member of a couple? Do they own their home or are ...
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Elder Abuse - hard to believe!

World Elder Abuse Awareness Day was June the 15th. It has been held every year since the International Network for the Prevention of Elder Abuse established the commemoration ...
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My comfortable retirement - part. 2

You may recall I wrote a blog a number of weeks ago outlining my ambitious plans for retirement.  Part of this plan was an intention to live the life of a nomad for 12 months ...
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Would you borrow money from the government?

What am I talking about? Two weeks ago, the Government handed down the 2018 Budget. One of the more interesting initiatives was the expansion of the Pensions Loans Scheme (PLS) ...
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