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So, you are planning to retire!

By: Peter Kelly on 26 November 2025

Retirement isn’t just about finishing work—it’s about starting a new chapter in life. Whether you dream of travelling, spending more time with family, or simply enjoying a slower ...
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$18.9 Billion in Lost Super: Could Some of It Be Yours?

By: Peter Kelly on 12 November 2025

Australians are being urged to check their superannuation accounts after the Australian Taxation Office (ATO) revealed that the total amount of lost and unclaimed super has surged ...
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Changes to taxation of high super balances

By: Peter Kelly on 29 October 2025

The Australian Government has announced significant changes to the proposed Division 296 tax, which is designed to reduce generous tax concessions on very large superannuation ...
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Do You Really Need $1 Million in Super to Retire Comfortably in Australia?

By: Peter Kelly on 09 October 2025

For years, Australians have been told they need $1 million in superannuation to retire comfortably. It’s a figure that’s often repeated in the media and by financial commentators, ...
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The Rising Cost of Retirement: Why Planning Matters More Than Ever

By: Peter Kelly on 18 September 2025

Retirement is meant to be a time of freedom, relaxation, and enjoyment after years of hard work. But for many Australians, the cost of maintaining even a modest lifestyle in ...
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Centrelink Deeming Rates Are Changing: What It Means for Your Pension

By: Peter Kelly on 01 September 2025

From 20 September 2025, the Australian Government will increase the deeming rates used to calculate income from financial assets for Centrelink and DVA income support payments. ...
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Australia’s Tax Reform Horizon: What Could Be Coming Next

By: Peter Kelly on 20 August 2025

As Australia navigates a shifting economic landscape marked by rising living costs, housing pressures, and demographic change, tax reform is emerging as a key policy frontier. The ...
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Downsizing Danger: How Unlocking Home Equity Could Cost You Your Age Pension

By: Peter Kelly on 06 August 2025

For many older Australians, the family home is their most valuable asset. As retirement progresses and the kids move out, downsizing to a smaller, more manageable property can ...
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Guaranteed Income for Life

By: Peter Kelly on 23 July 2025

As you get closer to retirement—or if you’re already enjoying it—you might be wondering how to make your money last. One option that’s getting more attention in Australia is ...
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Start the New Financial Year Strong: 7 Smart Money Moves

By: Peter Kelly on 18 June 2025

The start of a new financial year is a great time to take control of your money. Whether you're earning a little from a part-time job or just starting to think about your future, ...
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Peter-Kelly

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

Disclaimer
While all care has been taken in the preparation of this blog, to the maximum extent permitted by law, no warranty is given in respect of the information provided and accordingly, neither Centrepoint Alliance Limited nor its related bodies corporate, employees or agents shall be liable for any loss suffered arising from reliance on this information.