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Changes to Negative Gearing

By: Peter Kelly on 19 August 2026

Negative Gearing Changes Are Coming – But Not Until 1 July 2027 Property investors have recently seen significant discussion about the Federal Government’s changes to negative ...
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Capital Gains Tax Changes Are Coming – But Not Until 1 July 2027

By: Peter Kelly on 29 July 2026

The Australian Government has introduced significant changes to the way capital gains are taxed. While these reforms have generated considerable discussion, it is important to ...
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Self-funded or full age pension?

By: Peter Kelly on 20 May 2026

Why Most Retirees Are Neither Self‑Funded nor Fully on the Age Pension When people think about retirement in Australia, it’s often framed as a simple choice: you’re either ...
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Private Health Insurance

By: Peter Kelly on 08 April 2026

Considering Private Health InsuranceIt is customary for most private health insurance companies to increase their premiums from 1 April each year. That timing often prompts ...
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A Response to AI

By: Peter Kelly on 11 March 2026

Universal Basic Income in the Age of Artificial IntelligenceAs artificial intelligence (AI) becomes increasingly capable, society is entering a period of rapid change. AI systems ...
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Why Having a Low Limit Credit Card for Online Purchases Can Improve Your Financial Safety

By: Peter Kelly on 25 February 2026

For many years, people have been encouraged to avoid credit cards and instead use debit cards to keep their spending under control.
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Start the Year Strong: Your Guide to Financial Planning for All Ages

By: Peter Kelly on 21 January 2026

A new year is more than just fireworks and resolutions—it’s a chance to take control of your financial future. Whether you’re in your twenties, forties, or seventies, planning ...
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So, you are planning to retire!

By: Peter Kelly on 26 November 2025

Retirement isn’t just about finishing work—it’s about starting a new chapter in life. Whether you dream of travelling, spending more time with family, or simply enjoying a slower ...
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$18.9 Billion in Lost Super: Could Some of It Be Yours?

By: Peter Kelly on 12 November 2025

Australians are being urged to check their superannuation accounts after the Australian Taxation Office (ATO) revealed that the total amount of lost and unclaimed super has surged ...
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Changes to taxation of high super balances

By: Peter Kelly on 29 October 2025

The Australian Government has announced significant changes to the proposed Division 296 tax, which is designed to reduce generous tax concessions on very large superannuation ...
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Peter-Kelly

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

Disclaimer
While all care has been taken in the preparation of this blog, to the maximum extent permitted by law, no warranty is given in respect of the information provided and accordingly, neither Centrepoint Alliance Limited nor its related bodies corporate, employees or agents shall be liable for any loss suffered arising from reliance on this information.