Realise-Your-Dream-Logo

Using super to buy a house

Over the last year there have been rumblings from a select group of politicians and commentators calling for changes to superannuation laws to allow Australians to access their ...
Read More

Aged Care - always talk to an expert!

Last year I wrote a RYD blog – Aged Care: What a difference $5000 can make. I would like to revisit this blog and the information discussed.
Read More

Should I top up my super before 30 June?

The Superannuation Guarantee (SG) is a compulsory contribution to super that employers must make to an employees superannuation fund. The current SG contribution rate is 9.5% of ...
Read More

Age Pension Income Test and Assets Test – what is the relationship?

I am often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined?
Read More

Can I make super contributions for my child?

Many parents want to give their children a leg-up in life by kick-starting their savings. This may be fulfilled by opening a bank account, investing in an insurance bond, buying ...
Read More

ANZAC Day - a short and important history

ANZAC Day, as we are all aware, is a national day of remembrance in both Australia and New Zealand that broadly commemorates all Australians and New Zealanders who served and died ...
Read More

Something helpful from the Government

I often receive enquiries from financial advisers asking where they can access reliable information in relation to their client’s superannuation dealings.
Read More

Honesty is always the best policy?

This is an old saying and we hear it a lot.
Read More

Stereotyping Retirement (Income)

One of the dangers in life is the tendency to stereotype people, money, and the more esoteric things that make up our lives.
Read More

Age pension entitlement... it can be confusing

Am I receiving my correct age pension entitlement?
Read More