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Aged Care – the process

By: Mark Teale on 14 July 2021

As we age the prospect of residential aged care starts to become more of an issue – one that we all hope to avoid. I am sure for those of us who have parents in residential aged ...
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Did you know?

Did you know?

By: Peter Kelly on 07 July 2021

One of the questions that has been coming across my desk a lot lately relates to the ability to carry forward the unused portion of a concessional contribution cap. How can you ...
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What is a Granny Flat?

By: Mark Teale on 30 June 2021

When we think of a granny flat the first image that comes to mind is a small self-contained structure that is an extension of a person’s home. It is large enough for one or two ...
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More tinkering with super

By: Peter Kelly on 23 June 2021

Back in May 2019, the Federal Budget included a proposal to increase the age limit at which people could make non-concessional contributions under the three year bring-forward ...
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Retirement - are you emotionally prepared?

By: Mark Teale on 16 June 2021

PK and I have written numerous articles on retirement from a financial perspective, covering many different topics from how much money you need to enjoy a comfortable retirement ...
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piggy bank on skateboard

What is happening to my super from 1 July 2021?

By: Peter Kelly on 09 June 2021

The last significant changes to super were made back in July 2017. Since then, things have motored along quite nicely with just some minor tweaking by Government along the way.
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Older couple outside home

The “New” Government Pensions Loans Scheme – Do I Need Extra Income?

By: Mark Teale on 02 June 2021

I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long term or ...
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Young couple getting keys for new house

Using super to buy a house

By: Peter Kelly on 26 May 2021

Over the last year there have been rumblings from a select group of politicians and commentators calling for changes to superannuation laws to allow Australians to access their ...
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older woman looking at finances

Aged Care - always talk to an expert!

By: Mark Teale on 19 May 2021

Last year I wrote a RYD blog – Aged Care: What a difference $5000 can make. I would like to revisit this blog and the information discussed.
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Should I top up my super before 30 June?

By: Peter Kelly on 12 May 2021

The Superannuation Guarantee (SG) is a compulsory contribution to super that employers must make to an employees superannuation fund. The current SG contribution rate is 9.5% of ...
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Peter-Kelly

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

Disclaimer
While all care has been taken in the preparation of this blog, to the maximum extent permitted by law, no warranty is given in respect of the information provided and accordingly, neither Centrepoint Alliance Limited nor its related bodies corporate, employees or agents shall be liable for any loss suffered arising from reliance on this information.