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Retirement - are you emotionally prepared?

By: Mark Teale on 16 June 2021

PK and I have written numerous articles on retirement from a financial perspective, covering many different topics from how much money you need to enjoy a comfortable retirement ...
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piggy bank on skateboard

What is happening to my super from 1 July 2021?

By: Peter Kelly on 09 June 2021

The last significant changes to super were made back in July 2017. Since then, things have motored along quite nicely with just some minor tweaking by Government along the way.
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Older couple outside home

The “New” Government Pensions Loans Scheme – Do I Need Extra Income?

By: Mark Teale on 02 June 2021

I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long term or ...
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Young couple getting keys for new house

Using super to buy a house

By: Peter Kelly on 26 May 2021

Over the last year there have been rumblings from a select group of politicians and commentators calling for changes to superannuation laws to allow Australians to access their ...
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older woman looking at finances

Aged Care - always talk to an expert!

By: Mark Teale on 19 May 2021

Last year I wrote a RYD blog – Aged Care: What a difference $5000 can make. I would like to revisit this blog and the information discussed.
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Should I top up my super before 30 June?

By: Peter Kelly on 12 May 2021

The Superannuation Guarantee (SG) is a compulsory contribution to super that employers must make to an employees superannuation fund. The current SG contribution rate is 9.5% of ...
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Pensioner

Age Pension Income Test and Assets Test – what is the relationship?

By: Mark Teale on 06 May 2021

I am often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined?
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toddlers in glasses looking at abacus

Can I make super contributions for my child?

By: Peter Kelly on 28 April 2021

Many parents want to give their children a leg-up in life by kick-starting their savings. This may be fulfilled by opening a bank account, investing in an insurance bond, buying ...
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ANZAC Day - a short and important history

By: Mark Teale on 21 April 2021

ANZAC Day, as we are all aware, is a national day of remembrance in both Australia and New Zealand that broadly commemorates all Australians and New Zealanders who served and died ...
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Something helpful from the Government

By: Peter Kelly on 14 April 2021

I often receive enquiries from financial advisers asking where they can access reliable information in relation to their client’s superannuation dealings.
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Peter-Kelly

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

Disclaimer
While all care has been taken in the preparation of this blog, to the maximum extent permitted by law, no warranty is given in respect of the information provided and accordingly, neither Centrepoint Alliance Limited nor its related bodies corporate, employees or agents shall be liable for any loss suffered arising from reliance on this information.