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What is the Commonwealth Seniors Health Care Card?

I am often asked what the Commonwealth Seniors Health Care Card (CSHC) is, what the benefits are for a card holder, and how to apply?
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Thoughts on the Federal Budget 2020-21

As has been my practice for more years than I care to remember, the night the Federal Budget is brought down will see me glued to my computer screen for more hours than any ...
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Unexpected expenses - be prepared

In preparing for my retirement, I have been very conscious of the need to understand exactly what my ongoing living expenses will be. What are the absolute necessary costs I have? ...
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COVID Crunch time

Back in March 2020 when the coronavirus pandemic first came to Australian shores and the country went into lockdown, the Federal Government introduced a generous economic stimulus ...
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Age Pension - will there be an increase?

On 20 March and 20 September of each year, the age pension rates are increased.
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Maximising non-concessional super contributions

One question that comes across my desk on an almost daily basis is “how much can my client contribute to super?”
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Getting things in order - part 2

Recently I wrote an article about how superannuation benefits are handled when a member of a superannuation fund dies. I undertook to write a follow up article that considers the ...
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Aged Care - a subject we avoid...

My mum has been a resident of an aged care home for two years. I have watched the nightly reports of the deaths in aged care with a great deal of concern and fear. I know my mum ...
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Getting things in order

I spend my days working closely with financial advisers as they help their clients get their affairs into some sort of order.
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Aged Care – what a difference $5,000 can make?

A person’s aged care costs are generally based on their income and their assets.
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