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RYDBlog-20180528

Would you borrow money from the government?

By: Mark Teale on 28 May 2018

What am I talking about? Two weeks ago, the Government handed down the 2018 Budget. One of the more interesting initiatives was the expansion of the Pensions Loans Scheme (PLS) to ...
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RYDBlog-20180515

I wish my husband never retired

By: Adam Carey on 15 May 2018

This is a true story. Only the personal details have been redacted for privacy reasons. Jack and Diane have been married for forty-three years. Jack is seventy-one and Diane ...
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RYDBlog-20180502

More about super contributions

By: Peter Kelly on 02 May 2018

A couple of weeks’ back I covered the rules around the timing of superannuation contributions. In line with the same theme, I thought it would be worthwhile to revisit some other ...
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RYDBlog-20180329

Age Pension and the question of residency

By: Mark Teale on 29 March 2018

As readers of the blog will know that to qualify for an age pension, you first need to reach the necessary qualifying age - which now can depend on the year you were born.
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RYDBlog-20180322

Dividend imputation – what does Labor’s announcement mean?

By: Peter Kelly on 22 March 2018

In the past week, there has been an enormous kerfuffle about Mr Shorten’s plans to abolish the refunding of excess franking credits. On the surface, this might look like a topic ...
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RYDBlog-20180314

Helping the kids into the housing market

By: Peter Kelly on 14 March 2018

Hardly a week goes by without mainstream media reminding us of Australia’s predominantly East Coast housing affordability crisis and just how difficult it is for young people to ...
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RYDBlog-20180308

My Comfortable Retirement

By: Mark Teale on 08 March 2018

What does this mean? Every three months, an organisation known as the Association of Superannuation Funds of Australia (ASFA) produces research providing details of how much a ...
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RYDBlog-20180228

Tree change, sea change, or stay in the big smoke?

By: Peter Kelly on 28 February 2018

Back in the early 1980’s when my parents retired, it was not uncommon to move away from the traditional home base and stake out a small claim in a sleepy coastal enclave or a nice ...
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RYDBlog-20180214

Change and depression in later years?

By: Mark Teale on 14 February 2018

I have been a resident of the Gold Coast for over 40 years and during this time I have witnessed enormous change - some of it good, some not so good. The most frustrating change ...
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RYDBlog-20180207

What is retirement?

By: Peter Kelly on 07 February 2018

I realise we have spoken about this topic on many occasions, however, I plan to take a slightly different approach this time and provide some useful information to readers who may ...
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Peter-Kelly

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

General Advice Warning
The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

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