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Pensioners living in million-dollar homes!

As many readers will be aware, the family home is exempt from means testing for Social Security benefits, including the age pension. But this hasn’t always been the case.
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Carers – a blessing

As we age our bodies and minds start to become a little feebler. No doubt, we will find that we are relying on care provided by relatives, our partners or by the government in ...
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Health Insurance – a dark science?

Each year on 1 April, the premiums for private health insurance increase. It is just part of the annual cycle; however, I don’t see the joke - the date being April Fool’s Day!
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Has the decluttering bug bitten?

I am not sure if it is just us, but over the Christmas holiday period, my wife, Kerry and I decided to do a bit of decluttering.
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Happy New Year 2019

I have been back at work for just over a week and I’ve enjoyed my Christmas New Year break immensely. In fact, probably a little too much as it did take all week to adjust my ...
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Merry Christmas!

Christmas is always a good time to look back over the year that was. During this last 12 months, we have written numerous blogs covering a wide range of topics which we hoped ...
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Older Australians and their housing dilemma

As we approach another Christmas, perhaps it is time to reflect on those members of our community that are doing it tough. Sadly, the number of older Australians affected by ...
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Downsizing - is it for you?

Over the past six months, I have been receiving a lot of calls and emails from financial planners asking about the ability of people who sell their family home to contribute ...
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The uncertainty of retirement

A couple of weeks back, I wrote about the possible changes we could see to superannuation if the ALP is elected to Government at the next Federal Election - expected to be ...
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Insurance - protecting what you have

General insurance is a “boring” subject and not a matter we have discussed much over the last few years of Realise Your Dream, however, protecting what you have is just as ...
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