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RYDBlog-20181214

Older Australians and their housing dilemma

By: Peter Kelly on 14 December 2018

As we approach another Christmas, perhaps it is time to reflect on those members of our community that are doing it tough. Sadly, the number of older Australians affected by ...
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RYDBlog-20181128

Downsizing - is it for you?

By: Peter Kelly on 28 November 2018

Over the past six months, I have been receiving a lot of calls and emails from financial planners asking about the ability of people who sell their family home to contribute any ...
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RYDBlog-20181003

Royal Commission – do we need another?

By: Mark Teale on 03 October 2018

If you are a regular reader of this blog, you would know I have been in Vietnam for the last few weeks, blissfully ignorant for a short period of time of all the dramas which go ...
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RYDBlog-20180725

Superannuation death benefits - do you know where yours will go?

By: Peter Kelly on 25 July 2018

Unfortunately, this blog is not a happy one. But it covers a very important subject. Over recent weeks I have had what seems an abnormal number of questions from advisers ...
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RYDBlog-20180717

Income - not always what it appears to be

By: Mark Teale on 17 July 2018

A person’s age pension entitlement is based on several factors. Their age this is the obvious factor. Are they single or a member of a couple? Do they own their home or are they ...
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RYDBlog-20180613

My comfortable retirement - part. 2

By: Mark Teale on 13 June 2018

You may recall I wrote a blog a number of weeks ago outlining my ambitious plans for retirement. Part of this plan was an intention to live the life of a nomad for 12 months ...
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RYDBlog-20180528

Would you borrow money from the government?

By: Mark Teale on 28 May 2018

What am I talking about? Two weeks ago, the Government handed down the 2018 Budget. One of the more interesting initiatives was the expansion of the Pensions Loans Scheme (PLS) to ...
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RYDBlog-20180515

I wish my husband never retired

By: Adam Carey on 15 May 2018

This is a true story. Only the personal details have been redacted for privacy reasons. Jack and Diane have been married for forty-three years. Jack is seventy-one and Diane ...
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RYDBlog-20180502

More about super contributions

By: Peter Kelly on 02 May 2018

A couple of weeks’ back I covered the rules around the timing of superannuation contributions. In line with the same theme, I thought it would be worthwhile to revisit some other ...
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RYDBlog-20180329

Age Pension and the question of residency

By: Mark Teale on 29 March 2018

As readers of the blog will know that to qualify for an age pension, you first need to reach the necessary qualifying age - which now can depend on the year you were born.
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Peter-Mark

About Us

Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.

 

Mark Teale

Tealey’s ambition is to change how people think about their retirement, he wants people to dream, plan and realise retirement is not defined by a magical age prescribed by the legislation.

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Copyright © 2021 Realise Your Dream
 
This is a publication of Alliance Wealth Pty Limited (AFSL 449221) and Professional Investment Services Pty Ltd (AFSL 234951), wholly owned subsidiaries of Centrepoint Alliance Ltd.

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The information contained in this article is of a generally nature and does not take into account your particular objectives, financial situation or needs. You should therefore consider the appropriateness of the advice for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decisions regarding any products or strategies mentioned in this publication.

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