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Time for a quick check-up

Superannuation is not something we usually give a great deal of thought to, particularly if retirement is 10 years or more away. But perhaps it is worth investing a few moments ...
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Pensioners living in million-dollar homes!

As many readers will be aware, the family home is exempt from means testing for Social Security benefits, including the age pension. But this hasn’t always been the case.
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Health Insurance – a dark science?

Each year on 1 April, the premiums for private health insurance increase. It is just part of the annual cycle; however, I don’t see the joke - the date being April Fool’s Day!
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Has the decluttering bug bitten?

I am not sure if it is just us, but over the Christmas holiday period, my wife, Kerry and I decided to do a bit of decluttering.
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What will 2019 hold?

As we stand on the threshold of a New Year we may be tempted to think about what the year ahead has in store. Somehow, I think that 2019 will be a big year but whether this is ...
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Older Australians and their housing dilemma

As we approach another Christmas, perhaps it is time to reflect on those members of our community that are doing it tough. Sadly, the number of older Australians affected by ...
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Downsizing - is it for you?

Over the past six months, I have been receiving a lot of calls and emails from financial planners asking about the ability of people who sell their family home to contribute ...
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The uncertainty of retirement

A couple of weeks back, I wrote about the possible changes we could see to superannuation if the ALP is elected to Government at the next Federal Election - expected to be ...
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Change for good or change for the sake of change?

With the rather significant swing against the Coalition at last weekends’ by-election in the Sydney seat of Wentworth, we turn our attention to next year’s Federal Election, ...
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Time flies when you are having fun!

Last week, I was looking back over the archives and noticed that Realise Your Dream has just had its fourth anniversary. The first post was published in 9 October 2014. This is ...
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