---
title: To lapse or not to lapse - that is the question
description: Check out our Life Insurance Specialist, David Spiteri's article on Risk Adviser about the new Life Insurance Framework legislation:
image: https://blog.centrepointalliance.com.au/hubfs/David_Spiteri-325878-edited.png
---

[![centrepointalliance](https://blog.centrepointalliance.com.au/hubfs/CentrepointAlliance-Feb2017/Image/logo.png "centrepointalliance")](https://www.centrepointalliance.com.au/)

# To lapse or not to lapse - that is the question

[Case Study](https://blog.centrepointalliance.com.au/blog/topic/case-study)

###### SHARE ON LINKEDIN

###### May 8, 2017

[![](https://blog.centrepointalliance.com.au/hubfs/David_Spiteri-325878-edited.png) ](https://blog.centrepointalliance.com.au/blog/to-lapse-or-not-to-lapse-that-is-the-question)

Check out our Life Insurance Specialist, David Spiteri's article on Risk Adviser about the new Life Insurance Framework legislation:

[https://www.riskadviser.com.au/viewpoint/14050-to-lapse-or-not-to-lapse-that-is-the-question](https://www.riskadviser.com.au/viewpoint/14050-to-lapse-or-not-to-lapse-that-is-the-question)

[JOIN OUR COMMUNITY](https://www.centrepointalliance.com.au/contact-us/join-us/)

## Financial Advice

- [Financial Advice](https://www.centrepointalliance.com.au/financial-advice/)
- [Technology ](https://www.centrepointalliance.com.au/financial-advice/technology/)
- [Professional development](https://www.centrepointalliance.com.au/financial-advice/professional-development/)
- [Compliance and professional standards](https://www.centrepointalliance.com.au/financial-advice/compliance-and-professional-standards/)
- [Business support](https://www.centrepointalliance.com.au/financial-advice/business-support/)

## Viewpoints

- [More scrutiny needed on licensee and business model](https://blog.centrepointalliance.com.au/blog/more-scrutiny-needed-on-licensee-and-business-model)

- [Adviser case study | Transitioning to a new licensee](https://blog.centrepointalliance.com.au/blog/adviser-case-study-transitioning-to-a-new-licensee)

- [Adviser case study | Starting up your advice firm](https://blog.centrepointalliance.com.au/blog/adviser-case-study-starting-up-your-advice-firm)

### Viewpoints

![More scrutiny needed on licensee and business model](https://blog.centrepointalliance.com.au/hubfs/2020/Images/Newsletter%20images/whats%20your%20path%20whitepaper%20200%20.jpg)

[More scrutiny needed on licensee and business model](https://blog.centrepointalliance.com.au/blog/more-scrutiny-needed-on-licensee-and-business-model)

[Read More](https://blog.centrepointalliance.com.au/blog/more-scrutiny-needed-on-licensee-and-business-model)

![Adviser case study | Transitioning to a new licensee](https://blog.centrepointalliance.com.au/hubfs/Susan-Paterson-slider.jpg)

[Adviser case study | Transitioning to a new licensee](https://blog.centrepointalliance.com.au/blog/adviser-case-study-transitioning-to-a-new-licensee)

[Read More](https://blog.centrepointalliance.com.au/blog/adviser-case-study-transitioning-to-a-new-licensee)

![Adviser case study | Starting up your advice firm](https://blog.centrepointalliance.com.au/hubfs/Pat-Casey-slider.png)

[Adviser case study | Starting up your advice firm](https://blog.centrepointalliance.com.au/blog/adviser-case-study-starting-up-your-advice-firm)

[Read More](https://blog.centrepointalliance.com.au/blog/adviser-case-study-starting-up-your-advice-firm)

Principal Location - Corporate

[ Level 8, 309-315 George Street  
Sydney NSW 2000  
](https://goo.gl/maps/2EYipt4RQFizg18XA)

T: [1300 557 598](tel:+611300557598)

- <https://twitter.com/CentrepointAL>
- <http://www.linkedin.com/company/centrepoint-alliance>
- <https://www.facebook.com/CentrepointAlliance/>

- [FSG](https://www.centrepointalliance.com.au/fsg/)
- [Privacy Policy](https://www.centrepointalliance.com.au/privacy-policy/)
- [Terms](https://www.centrepointalliance.com.au/terms/)
- [Complaints](https://www.centrepointalliance.com.au/complaints/)

© Copyright 2022 Centrepoint Alliance Limited

- [FSG](https://www.centrepointalliance.com.au/fsg/)
- [Privacy Policy](https://www.centrepointalliance.com.au/privacy-policy/)
- [Terms](https://www.centrepointalliance.com.au/terms/)
- [Complaints](https://www.centrepointalliance.com.au/complaints/)

- <http://www.linkedin.com/company/centrepoint-alliance>
- <https://www.facebook.com/CentrepointAlliance/>

![](https://www.facebook.com/tr?id=194802264386661&ev=PageView&noscript=1)